Bank customers across India are entering a series of branch closures beginning Saturday, September 12, but the exact holiday schedule differs from one state and banking centre to another.
September 12, 2026 — Saturday:
Banks across India will remain closed as it is the second Saturday of the month. This is a regular banking holiday under the second- and fourth-Saturday closure system.
September 13, 2026 — Sunday:
All bank branches will remain closed for the weekly Sunday holiday.
Editorial Analysis
Why This Matters
The biggest impact will be on customers who need to visit a branch for urgent banking work. People planning deposits, withdrawals, cheque-related work, documentation or other branch services should check their local holiday schedule in advance. The distinction between state-wide and city-wise holidays is particularly important because the same bank can be closed at one location while operating at another.
September 14, 2026 — Monday:
Ganesh Chaturthi/Ganesh Puja-related holidays will affect selected banking centres. The RBI-linked calendar lists closures in Belapur, Bengaluru, Bhubaneswar, Chennai, Hyderabad, Mumbai, Nagpur, Panaji and Vijayawada.
September 15, 2026 — Tuesday:
Another round of regional closures is scheduled. Banking centres including Ahmedabad, Bhubaneswar and Panaji are listed for holidays associated with Samvatsari, Nuakhai and the second day of Ganesh Chaturthi, depending on the location.
The RBI's bank-holiday system is *centre-based*, so a holiday listed for a city does not necessarily mean every branch of a bank across the entire state will be closed on that date. Customers should therefore check the holiday status of their particular branch before making an in-person visit.
Where Will Banks Be Closed for Four Consecutive Days?
According to the latest holiday information, Odisha and Goa will have four consecutive branch-closure days from September 12 through September 15 because the weekend closures are followed by holidays on September 14 and 15.
Where Will Banks Be Closed for Three Consecutive Days?
Bank branches in several centres of Maharashtra, Karnataka, Telangana, Tamil Nadu and Andhra Pradesh will have closures on September 12, September 13 and September 14.
For example, Mumbai and Nagpur are listed for the September 14 Ganesh Chaturthi holiday, while Bengaluru, Chennai, Hyderabad and Vijayawada are also among the affected centres.
Gujarat Bank Holiday
For Gujarat customers, the important date is September 15. The Ahmedabad banking centre is listed as closed on that day for Samvatsari. Gujarat is therefore not part of the four-day September 12–15 closure described for Odisha and Goa.
This distinction is important because bank holidays are not necessarily uniform across an entire state.
What About SBI, HDFC Bank and ICICI Bank?
The holiday generally applies to bank branches operating in the affected banking centre, rather than being a special closure announced separately by SBI, HDFC Bank or ICICI Bank.
Customers should check their individual branch location because the RBI holiday calendar is organised around banking centres and regional holidays.
Digital Banking During Bank Holidays
A physical branch being closed does not normally mean that all banking services stop.
Customers can generally continue using:
* UPI payments
* Mobile banking
* Internet banking
* Debit and credit card payments
* ATM services
* Online fund transfers
However, certain branch-dependent services, including some cash-counter work, document submission, account-related requests and other in-person services, will have to wait until the branch reopens.
Customers should also avoid assuming that every transaction will be processed instantly simply because digital banking remains available.
